Have you Ever Thought About This?


February 14th

Hi Reader,

Picture this: You walk into a bank one day, looking for a $100,000 loan.

The manager smiles and says, “We’ve got plenty of cash sitting in our vaults. I write you a cheque for $100,000

Intrigued, you ask, “What’s the interest rate?”

Without missing a beat, she casually shrugs and says, "don't worry about it. We'll figure it out later."

You followed up “When do I have to pay back this loan?”

She responded with “There is plenty of money in the vault, when we need it back we will let you know. When we know how much we need, we'll determine how much interest we'll charge you in order to get that amount"

Woah, woah, woah! Would you ever cash that check not knowing the terms?

Well, believe it or not,

something similar is happening every day when people contribute to their RRSPs or 401(k)s.

You're unknowingly borrowing back your taxes.

The government is not saying, “You don’t owe us taxes”; they’re saying, “You can pay later.” And the longer you hold onto your taxes, the better their investment becomes.

Traditional advice has you believing you will be in a lower tax bracket in retirement. What they’re really doing is setting you up to live in a life of scarcity, living off beans and rice and afraid to spend large chunks of money for fear of running out.

This is a plan for failure!

Do you want to have the same lifestyle in the future as today adjusted for inflation? You cannot be in a lower tax bracket. You need to plan for large retirement cash flow not a large retirement account.

Let's take a moment to reflect. When was the last time the government created a plan that truly benefited the people more than it benefited themselves? Hmm, tough question. If you can't come up with an answer, don't worry, you're not alone.

It breaks my heart to see people trapped in a system that doesn't prioritize their best interests. That's why I poured my knowledge and experience into writing "Wealth Without Wall Street, Taking Back Control of Your Money in A Rigged Financial System."

The pre-order for "Wealth Without Wall Street" will be released soon, and I can't wait to share it with you.

But here's the thing – the demand is already soaring!

So, if you want to be among the first to get your hands on a copy, I strongly urge you to put your name on the waitlist now.

Sign up is now open on this page!

To your extraordinary success,

John

Educator| Father| Financial Strategist| Realtor| Mortgage Broker| Retirement Planning Specialist

If You Fail to Plan, Then Plan to Fail.

Asking For a Quick Favor


We're trying to reach more people with our message and you can help!

Step 1: Think of one other person who would enjoy this newsletter.

Maybe it's a friend, family member, or co-worker who would benefit from gaining more financial knowledge and learning how to achieve financial freedom.

Step 2: Forward this newsletter with a message like:

"I think you should subscribe." and this link https://johndurbano.com/subscribe

Step 3: Imagine their gratitude to you when they do!

Thank you! 🙏

John Durbano

Educator • Father • Financial Strategist • Realtor • Mortgage Broker • Retirement Planning Specialist

Read more from John Durbano

July 17th Reader, In my book “Wealth Without Wall Street” and throughout our Wealth Eazy podcast episodes, we’ve often discussed the power of entrepreneurship and creating multiple income streams. For many, this journey leads to starting a family business. But how do you navigate the unique challenges of running a business with your loved ones? Family businesses are the backbone of our economy, representing two-thirds of businesses worldwide. However, the path to multigenerational success is...

July 10th Reader, In my book "Wealth Without Wall Street" I explore how whole life insurance can be a powerful tool for building wealth and creating financial security. One of the most compelling benefits is the tax-deferred growth it offers. This means your money can grow faster over time, as you're not paying taxes on the gains each year. This compounding effect can significantly boost your wealth accumulation over the long term. Another crucial advantage is the ability to access your money...

June 26th Reader, John McGuire here. This week, we’re diving deep into a game-changing strategy: the 10x Business Growth Blueprint. If you’re tired of incremental gains and ready for exponential success, buckle up - this one’s for you. The 10x Growth Mindset First things first: 10x growth isn’t about working 10 times harder or longer. That’s a one-way ticket to burnout, not success. Instead, it’s about transformation - fundamentally changing how you operate. Here’s why this matters: 1. 10x...